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Client verification

Know Your Customer (KYC) & Anti-Money Laundering checks

Before we can release a deal pack or take a reservation on a rent-to-rent or BRR purchase, we are legally required to verify who you are and where your money is coming from. It takes most investors under ten minutes, and once you are verified you stay verified for 12 months across every deal we source for you.

You'll need three things

  • Proof of ID — a valid passport, photocard driving licence, or national ID card
  • Proof of address — dated within the last 3 months
  • 3 months' bank statements — for the account the funds will come from

Easy Invest Ltd is supervised by HMRC for Anti-Money Laundering under registration XBML00000216036 and registered with the ICO under ZB656286.

Easy Invest staff: view submitted verification records.

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Why we ask for this

As a property sourcing agent, Easy Invest Ltd is an estate agency business for the purposes of the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017 (“MLR 2017”). We are supervised by HMRC and must carry out customer due diligence before we establish a business relationship or work on a transaction.

In practice that means we have to identify you and verify that identity from an independent source, understand the purpose of the relationship, establish and evidence your source of funds, screen against sanctions and politically exposed person (PEP) lists, and keep those records for five years. These are legal obligations, not a matter of preference — we cannot proceed with a deal for anyone who has not completed them.

Full detail is set out on our compliance page.

What you need to send

Clear photographs taken on your phone are fine, as long as the whole document is in frame and everything on it is readable. Accepted file types are PDF, JPG, and PNG. If you're on an iPhone, your photos will upload as JPG automatically.

Document 1

Photo ID

One valid, in-date, government-issued photo ID.

We accept

  • UK or international passport (photo page)
  • UK photocard driving licence (front and back)
  • National identity card (EEA / other)
  • Biometric residence permit

Please make sure

  • Must be in date — expired documents cannot be accepted
  • Colour image or scan, all four corners visible, nothing cropped
  • Photo, full name, date of birth, and document number must be clearly readable
  • No glare, no filters, no redactions

Document 2

Proof of address

One document dated within the last 3 months, in your own name, showing your current residential address.

We accept

  • Utility bill — gas, electricity, water, or landline
  • Council tax bill (current tax year)
  • Bank, building society, or credit card statement
  • Mortgage statement or tenancy agreement
  • HMRC or DWP correspondence

Please make sure

  • Dated within the last 3 months (council tax: current year)
  • Must be a different document to the one used for photo ID
  • Mobile phone bills and provisional licences are not accepted
  • Full document, not a screenshot of an app summary screen

Document 3

3 months' bank statements

The last 3 consecutive months of statements for the account the investment funds will come from.

We accept

  • PDF statements downloaded from online banking
  • Original posted statements (scanned or photographed)
  • Statements stamped by your bank branch

Please make sure

  • Must show your name, account number, sort code, and statement dates
  • All pages of each month — no gaps between the three months
  • Balances and transactions must be visible and unedited
  • If funds sit across several accounts, send statements for each

A note on redactions. Please don't black out transactions, balances, or account details on your statements. We are required to review the full picture, and partially redacted statements have to be rejected.

If you're investing through a company or SPV

Where the deal is being taken in the name of a limited company, partnership, or trust, we need to verify the entity as well as the people behind it. In addition to your personal documents above, please send:

  • Certificate of incorporation and Companies House number
  • Proof of the company's registered trading address
  • Photo ID and proof of address for every director
  • Photo ID and proof of address for every beneficial owner holding more than 25% of shares or voting rights
  • Latest company bank statements covering 3 months (in place of, or in addition to, personal statements)

Source of funds

Your bank statements show us where the money is sitting. We also need to know where it came from. Tell us which of the following applies on the form below — and if the funds arrived as a single large deposit within the last three months, include the supporting evidence too.

Where the funds came fromEvidence we'll ask for
Savings built up over timeBank or savings statements showing the build-up
Sale of a propertyCompletion statement from your solicitor
Remortgage or further advanceMortgage offer or redemption statement
InheritanceLetter from the executor or solicitor, or grant of probate
Gift from familySigned gift letter plus the donor's ID and bank statement
Company profits or dividendsCompany accounts or dividend vouchers
Pension releasePension provider statement or drawdown letter
Sale of shares or other assetsBroker contract note or sale confirmation

If a third party is funding any part of the deal — a joint venture partner, a private lender, or a family member — they will need to complete this same verification in their own name.

Upload your documents

Have your three documents saved on the device you're using, then complete the form below. Everything is submitted over an encrypted connection straight into our compliance system.

  1. 01 About you

  2. 02 Your investment

  3. 03 Source of funds

  4. 04 Documents & declarations

About you

The basics, so we know who we're verifying. We'll save your progress from here, so you can come back if you get interrupted.

Maiden name or any former legal name. Leave blank if none.

Your answers are saved each time you continue, so you can close this and come back. Documents go straight into our compliance system — this website never stores them.

By submitting your documents you confirm the information is true and complete, and you consent to Easy Invest Ltd carrying out electronic identity, sanctions, and PEP checks. Knowingly providing false information in connection with anti-money laundering checks is a criminal offence.

What happens next

  1. 1

    You submit your documents

    Everything is uploaded in one go through the secure form on this page.

  2. 2

    We review within 1 working day

    Our compliance team checks the documents, runs electronic identity, PEP, and sanctions screening, and confirms your source of funds.

  3. 3

    We come back to you if anything is missing

    Occasionally we need a clearer copy or an extra document — for example where funds have arrived from a third party. Enhanced checks may apply if you are a politically exposed person or connected to a high-risk jurisdiction.

  4. 4

    You're verified and the deal proceeds

    Once you pass, we issue your deal pack and reservation paperwork. Verification is valid for 12 months across future deals, subject to ongoing monitoring.

Deals are not reserved until verification is complete. If you have a deal in mind, sending your documents early keeps you at the front of the queue.

How we handle your data

Stored securely. Documents are held in access-controlled systems and are only seen by the members of our team who need them to complete your checks. We never sell or share your documents for marketing.

Kept for five years. MLR 2017 requires us to retain due diligence records for five years from the end of our business relationship, after which they are deleted. Our lawful basis for processing is compliance with a legal obligation.

Your rights. You can ask what we hold and request corrections at any time. Note that the right to erasure does not override our legal retention duty. Read the full detail in our privacy policy.

Questions about verification? Email team@easyinvest.uk or call 0161 524 4180.

Easy Invest Ltd — company number 15442554 · HMRC AML supervision XBML00000216036 · The Property Ombudsman T10403 · ICO ZB656286

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