Terms of Business

1. Parties & Definitions

Easyinvest Ltdis a company registered in England and Wales (Companies House number 15442554) with its registered office at 45 Highmeadow, Radcliffe, Manchester, M26 1YN. We are a member of The Property Ombudsman (membership T10403), registered with the Information Commissioner’s Office (ZB656286) and HMRC for Anti-Money Laundering supervision (XBML00000216036).

“Deal” means a property opportunity sourced and packaged by us for Client consideration.
“Introduction” means the point at which we share details of a specific Deal with the Client.
“Sourcing Fee” means the fee payable by the Client for our services, as defined in clause 3.

2. Scope of Service

We source property investment opportunities across the UK, including Buy-Refurbish-Refinance (BRR), property flips, and Rent-to-Rent Serviced Accommodation (R2R SA) deals. For each Deal we provide a property analysis pack including asking price, estimated refurb costs, projected rental or nightly income, and return metrics.

We do not:

• provide regulated financial, legal, tax, or mortgage advice;
• act as estate agents or conveyancers;
• guarantee the accuracy of third-party data (e.g. Rightmove, Zoopla, local authority listings);
• warrant investment returns — all projections are estimates based on the data available at the time of sourcing.

Clients are strongly advised to conduct independent due diligence and to take advice from an FCA-regulated adviser, solicitor and qualified accountant before committing to any Deal.

3. Fees & Payment

Our standard Sourcing Fees are:

• Rent-to-Rent Serviced Accommodation (R2R SA): £3,000 per deal.
• Buy-Refurbish-Refinance (BRR) and property flips: £5,000 per deal.
• Additional hand-holding support (extended project management, furnishing coordination, onboarding assistance and similar) is available for an additional fee, quoted on a per-case basis and agreed in writing before work commences.

Payment schedule:

• R2R SA: a £500 commitment fee is payable upfront upon confirming a deal. This commitment fee is non-refundable and reflects the reservation of the deal and the work already undertaken at the point of Introduction. The balance of £2,500 is payable on completion of the lease agreement.
• BRR / Flip: 50% of the £5,000 Sourcing Fee (i.e. £2,500) is payable upfront upon confirming a deal. The balance of £2,500 is payable on completion of the purchase.

Refunds on BRR / Flip deals: the upfront £2,500 is refundable in full if the deal fails to complete due to a fault attributable to the vendor (for example the vendor withdrawing from sale, title issues, or the property failing survey through no fault of the Client). The upfront fee is not refundablewhere completion fails due to the Client’s circumstances (for example mortgage decline attributable to the Client, change of mind, or failure to progress within a reasonable timeframe).

All fees are exclusive of VAT unless stated otherwise. Payment is due by bank transfer to the account detailed on the invoice issued at the time of confirmation.

4. Client Money

We do not hold client money on a pooled basis. Any reservation or deposit fees due in respect of a Deal are paid by the Client directly to the relevant vendor, solicitor, or escrow provider. Where fees are paid to us, they are our Sourcing Fee only and are treated as Company income.

5. Client Responsibilities

The Client is responsible for:

• completing full legal and financial due diligence on each Deal;
• appointing their own solicitor and, where relevant, mortgage broker and accountant;
• ensuring they have sufficient funds available to complete the Deal;
• complying with all applicable laws including landlord licensing, planning, and building regulations;
• providing accurate ID and source-of-funds information for AML checks (see clause 8).

6. Introductions & Non-Circumvention

Once we have introduced a Deal to the Client (“Introduction”), that Deal remains associated with the Client for a period of 12 months from the date of Introduction. If the Client (or any connected party) subsequently acquires, leases, or otherwise transacts on the introduced property during that period, the Sourcing Fee remains payable in full whether or not the Client proceeds through us.

The Client agrees not to pass Deal information (including the property address, vendor details, or Deal Pack contents) to any third party without our prior written consent.

7. Cancellation & Cooling-Off

Where services are agreed at a distance (online or by phone), the Client has a 14-day cooling-off period under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013. The Client may cancel by writing to team@easyinvest.uk.

If the Client expressly requests the service to begin during the cooling-off period and we have already commenced sourcing work, a pro-rata charge may apply reflecting the work undertaken.

8. AML & ID Checks

As a property sourcing agent supervised by HMRC for Anti-Money Laundering (registration XBML00000216036), we are required to complete customer due diligence before progressing any Deal. The Client agrees to supply the identification, address, and source-of-funds evidence we reasonably request. We may decline to proceed where satisfactory evidence is not provided.

9. Data Protection

We process personal data in accordance with the UK GDPR and Data Protection Act 2018. Full details are set out in our Privacy Policy. We are registered with the Information Commissioner’s Office (registration ZB656286).

10. Liability & Disclaimers

Nothing in these Terms limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or any other liability that cannot be limited by English law.

Subject to the above, our total liability to the Client in connection with any Deal shall not exceed the Sourcing Fee paid for that Deal. We are not liable for loss of profit, loss of rental income, property market movements, refurb cost overruns, or any indirect or consequential loss.

11. Complaints Procedure

We operate a formal complaints procedure set out in full on our Compliance page. If we are unable to resolve a complaint to your satisfaction, you may refer it to The Property Ombudsman (membership T10403) within 12 months of our final response.

12. Governing Law

These Terms are governed by the laws of England and Wales. The parties submit to the exclusive jurisdiction of the courts of England and Wales in respect of any dispute arising under or in connection with these Terms.

13. Amendments

We may update these Terms from time to time. The current version is always available at easyinvest.uk/terms-of-business. Material changes will be brought to the Client’s attention at the next point of engagement.